You know those car commercials that draw people in with “Got bad credit? No problem! You can still drive away in a brand new car today?” Which is great for people who need an automobile and have a less-than-stellar credit score. But the same doesn’t apply to a new dating app that debuted this week. That’s right, on Score, a new dating app founded by the financial platform Neon Money Club, you will not be driving away with a date if your credit score is below 675.
On the Score dating app, financial responsibility takes the driver’s wheel, and if you don’t measure up, you’ll be left in the dust—you can’t get on the app. Basically, it’s the Mean Girls’ “You can’t sit with us” of dating apps for singles who have bad credit.
How Does Score Work?
The dating app is just for singles with “good to excellent” credit, which the company says is one of 675 or over.
“Financial wellness often takes a backseat,” stated CEO Luke Bailey in a press release. “‘Score’ aims to elevate the discussion around financial health, which has remained stagnant for decades.”
As for who Neon Money Club is, they say, “We’re intentional on where we spend our time, money, and energy. We don’t just buy things, we invest in experiences and vibes. Don’t let the drip fool you, we’re also a SEC Registered Investment Advisor.”
How does Score get your “score?” They pull it from Equifax to see if you meet the app’s 675 or over requirements. But don’t worry, other app users won’t have access to your score—it won’t be pinned like a badge of honor on your dating profile.
To determine your eligibility when signing up, you’ll need to share your name, email, phone number, birthday, address, and the last four digits of your SSN. Score guarantees that your info is only for identity verification and a soft credit inquiry, which means your credit score remains unaffected (most credit checks can affect your score).
If you make it onto Score, the dating game is pretty much the same: swipe left or right. The app doesn’t differentiate between users based on credit scores, so someone with a score of 680 could potentially match with someone scoring an 800.
For more details or to see if you are interested in giving it a go, you can check out Score’s official site. But if you’re under 675, don’t bother—sorry about that!
Neon Money Club describes Score as a temporary “pop-up experience” in its terms of use, with TechCrunch noting its availability is limited to about 90 days—it won’t be sticking around, so it’s not a threat to mainstays on the scene like Tinder or Bumble. But that could possibly change if it does well and garners enough popularity!
Score is latching on to the trend of dating platforms that connect people through shared interests, like Farmers Only and Christian Mingle.
It also falls into the category of more exclusive dating platforms like Raya and The League, which are known for their super selective admission processes or high membership fees. But guess what? Score is free–for now. There is no premium membership or hidden fees—all you need is good credit and a desire to meet someone compatible, both romantically and financially.
